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Kris Basel, REALTOR®
ABR, CIPS, GREEN
OMNI Homes International 
1050 E. River Road, Suite 302
Tucson, AZ 85718
520-358-3308
Email Me

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9 Steps to Owning

Buying or selling a home? OMNI Homes International can help.

Purchasing a home is stressful for a lot of people, but with a bit of planning ahead of time, it's not too difficult. I like to furnish buyers with an overview of the whole deal so they'll understand exactly what they can expect. These are my nine steps to buying a home.

Should you have any questions regarding this information or if you're ready to get started, simply contact me here or send e-mail to jason.covert@pipelineroi.com.

Step 1 – Get ready to purchase
There are many things you need to consider before beginning your home search. You'll most likely want to assemble an outline of items you want to have, get an idea of what neighborhoods and school districts you want to live in, and start planning your budget. A good rule of thumb to follow is that your mortgage payment should be around 1/3 of your monthly income.

Step 2 – Get with a real estate agent in Tucson 
This is where OMNI Homes International comes in. I can arrange a time to get together so we can talk about your real estate needs and get an idea of your upcoming plans. We'll talk about everything from neighborhoods, schools in the Tucson area, the mortgage and housing industries, to any other economic factors that might affect your buying decision today or in the future.

I can also help you facilitate the loan process. There are some great mortgage professionals in Tucson, and I work with a lot of them, so you'll be in great hands. They'll help you determine which kind of loan is best for you, as well as help you get qualified.

Step 3 – Begin your search
After we meet for the first time, I'll begin searching for available houses on the market that best suit you. I'll research most of the homes and remove the duds, and then we'll schedule appointments to tour the homes whenever it's most convenient for you.

As we view the homes, I'll point out good features, as well as negative ones. I'll also ask you to tell me about things you like and dislike. Most often, buyers update their list of must-haves as we view homes and some things become more substantial than others. If that happens, I'll search the listings again and trim it down to the home you've been waiting for.

Step 4 – Know the market
An agent's knowledge of the Tucson housing market is a crucial element in your house search. And I can assure you I'm mindful of all the schools and neighborhoods, and I will communicate certain areas are "hot" and demand immediate action and the rest that are "cool" and allow for more consideration.

When we tour homes, I'll let you know when the list price has room for negotiation and also when I know the home is "priced to sell." Be mindful and be sure to ask your agent a lot of questions, as any REALTOR® will claim to understand the housing market. If it doesn't seem like they know everything, just call me at (520) 358-3308 or e-mail me at jason.covert@pipelineroi.com, and I'd be glad to answer any questions you might have. My market expertise will keep you a step ahead throughout the entire process.

Step 5 – Find the house of your dreams
I'm confident we'll find your dream house in Tucson. When that happens, I'll thoroughly develop your purchase offer. The offer will be tailored exactly to your needs, including a lot of contingencies, such as acquiring financing, carrying out the home inspection, and a clean title.

Let OMNI Homes International guide you through finding your dream home in TucsonWhen we send in your offer, you'll need to present "earnest money." This is a cash deposit made to a home seller to secure the offer to purchase the property, and it's usually put towards the closing costs. If the seller accepts the offer, we should close on the home within 30 to 60 days after. This allows ample time for your mortgage financing.

Step 6 – Negotiate
Most deals aren't closed on the beginning offer. It's very common to receive a counter offer. But don't let this alarm you. We'll consider whether or not to accept the counter offer, submit our own counter offer, or reject the seller's offer and go on.

How aggressively we negotiate the contract depends on the state of the market. In addition, we'll work within your financing limits. And at the end of the day, we'll put together a contract that is best for you.

Step 7 – Obtain financing
Upon signing the deal, you'll start working with your lender to close the loan. This won't take much time at all if you've been pre-approved, but you should to keep in close contact with your mortgage lender. And I'll manage all the property information your mortgage lender will need to close the loan.>

Step 8 – Close the deal 
You'll get a Good Faith Estimate (GFE) detailing closing costs from your mortgage lender within three days of receiving your loan application. The estimate is based on the loan amount. RESPA requirements dictate that it has to involve all closing costs and be within a close range of accuracy, and I'll analyze the estimate and let you know if it all looks all right.

Then it's time to close on your house. This will likely occur at a title company or escrow office and will probably be a smooth and pleasant occasion.

Step 9 – Move in
Congratulations! Now you can move into your new house. Enjoy it. And if you need anything or have any questions, just contact me at (520) 358-3308 or send me an e-mail.








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© 2017 Tucson Association of Realtors. All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Information last updated on 2017-06-29



Kris Basel | OMNI Homes International | 520-358-3308 | Email Me
1050 E. River Road, Suite 302, Tucson, AZ 85718
Copyright © 2016. Kris Basel, All Rights Reserved